Whop checkout
Whop checkout is the payment page a buyer lands on, available as a hosted link or embedded in your own site. It takes cards and wallets at 2.7% + $0.30 domestically, surfaces 100+ local payment methods based on the buyer's location, supports Apple Pay, buy-now-pay-later through financing partners, one-click checkout and subscriptions — and it grants access to whatever the product is attached to the moment payment clears.
The three ways to run it
| Form | What it is | Why |
|---|---|---|
| Checkout link | A hosted page you share anywhere — social, email, a Discord pin, a QR code. | Nothing to build |
| Embedded checkout | The checkout mounted inside your own site or app. | Keeps buyers on your domain |
| One-click checkout button | A button for returning buyers with a saved payment method. | Best conversion for repeat purchases |
What the buyer can pay with
Cards and wallets, Apple Pay, financing through Whop's BNPL partners (15% per transaction to you), ACH (1.5%, max $5), and region-specific methods surfaced automatically: SEPA Debit, iDEAL, Bancontact, Cash App, Vipps, MobilePay, Swish and crypto. You do not pick per buyer; the checkout does it from their location.
What happens after payment
Access is granted immediately to whatever is attached to the product — a Discord or Telegram role, a course, files, chat, a licence key. That is the part a bare processor does not do, and the reason Whop checkout replaces a checkout page plus a gating bot.
Fraud and 3-D Secure
Radar-style screening costs $0.07 per transaction and 3-D Secure $0.03, both optional. Disputes cost $15 each, with an early-alert option at $29. With payment orchestration enabled (0.8%), Whop routes each attempt to the provider most likely to authorise it.
iOS purchases
Purchases made inside Whop's iOS app go through Apple's in-app purchase system and Apple takes its own commission; sellers report Whop marking up in-app prices to offset it. Send buyers to a web checkout link where you can.
See the checkout on a test order
A Whop account is free and shows the exact fee before you go live.
Talk to Whop about migratingWhop Network · 2.7% + $0.30 · custom rates at volumePartner link · free to start · no monthly fee
Frequently asked questions
What is Whop checkout?
Whop's payment page — hosted as a link or embedded in your own site — which takes the payment and grants access to the attached product immediately.
Can I embed Whop checkout on my own site?
Yes. Whop documents an embedded checkout as well as hosted checkout links and a one-click button for returning buyers.
What payment methods does Whop checkout accept?
Cards and wallets, Apple Pay, BNPL via financing partners, ACH, and 100+ local methods surfaced by the buyer's location including SEPA, iDEAL, Bancontact, Cash App and crypto.
What does Whop checkout cost?
2.7% + $0.30 per domestic card transaction, +1.5% international, +1% currency conversion. Optional fraud tooling at $0.07 and $0.03 per transaction.
Written by Karel Moreau, editor of Migrate Payments. Fees and policies re-checked against the providers' published pricing pages on 20 September 2026. Spotted a change? karel.moreau@migratepayments.com.