Tap to Pay on iPhone with Whop
Tap to Pay on iPhone lets a business accept contactless cards and wallets on an iPhone with no reader. Whop supports it in its iOS app for one-time payments only (not subscriptions) at 2.7% + $0.05 per transaction, in the countries Apple supports. Setup: install the Whop iOS app, create a checkout link, open it on the iPhone, choose Tap to Pay under the QR code, and the customer taps. Funds land in the same Whop balance as online sales.
Rate against the field
| Provider | In-person rate | Notes |
|---|---|---|
| Whop Tap to Pay on iPhone | 2.7% + $0.05 | One-time payments only |
| Square (Free plan) | 2.6% + $0.15 | Reader or Tap to Pay |
| Shopify Basic | 2.6% + $0.10 | POS plan required for full features |
| PayPal Zettle | 2.29% + $0.09 | Reader |
| Stripe Terminal | Published separately | Reader or Tap to Pay |
On a $50 sale Whop's in-person fee is $1.40; Square's free plan $1.45; Zettle $1.24. The differences are cents. Choose on whether you need subscriptions, hardware and POS software (Square, Shopify) or already run the business on Whop and want occasional in-person sales without a reader.
Limits
- One-time payments only — no in-person subscriptions.
- Availability follows Apple's Tap to Pay regions.
- Requires a supported iPhone on a current iOS; no Android equivalent from Whop is documented.
- Transaction limits may apply per Apple and card networks.
Who it suits
Coaches and event organisers selling a session or a ticket in person; communities selling merch or day passes at meetups; any Whop-based business that wants the odd counter sale in the same dashboard. Not a replacement for a till.
Already on Whop? Turn on Tap to Pay
It lives in the iOS app under any checkout link.
Talk to Whop about migratingWhop Network · 2.7% + $0.30 · custom rates at volumePartner link · free to start · no monthly fee
Frequently asked questions
Does Whop support Tap to Pay on iPhone?
Yes, for one-time payments, at 2.7% + $0.05, in Apple's supported regions.
Can I take subscriptions in person with Whop?
No. Tap to Pay on Whop is one-time payments only; subscriptions are sold through the online checkout.
What does Tap to Pay cost on Whop?
2.7% + $0.05 per transaction. No reader, no monthly fee.
Written by Karel Moreau, editor of Migrate Payments. Fees and policies re-checked against the providers' published pricing pages on 20 September 2026. Spotted a change? karel.moreau@migratepayments.com.